What does my home policy cover?
Home FAQ

Dwelling
Covers the dwelling located on the residence premises shown on your policy.

Other Structures
Covers other structures (for example garage) located on the premises and set apart from the dwelling by clear space.

Personal Property
Covers the personal property that you own. We suggest a personal schedule policy to insure your belongings up to the appropriate value.

Loss of Use
Pays for additional housing expense when you cannot live in your home as a result of a covered loss.

Personal Liability and Medical Payments
Pays for bodily injury to anyone on the residence premises excluding the household members.